Free Credit Reports

The amended Fair Credit Reporting Act permits consumers to request a free copy of their credit report once every 12 months from each of the three major credit reporting agencies (i.e., Equifax, Experian, Trans Union).

You can order a free credit report:

• On the Internet: www.annualcreditreport.com

• On the phone: call 1-877-322-8228

• By mail – complete the Annual Credit Report Request Form found at:
  https://www.annualcreditreport.com/cra/requestformfinal.pdf - PDF 41k (PDF Help)
  and mail to:
  Annual Credit Report Request Service
  P.O. Box 105281
  Atlanta, GA 30348-5281

Do not contact the three nationwide consumer reporting companies individually.

For more information visit:

• Your Access to Free Credit Reports (www.ftc.gov)

Credit Reporting Agencies

If you do need information about the specific national agencies it is provided below.

Equifax (www.equifax.com)
P.O. Box 740241
Atlanta, GA 30374-0241
1-800-685-1111

Experian (www.experian.com)
P.O. Box 2104
Allen, TX 75013-0949
1-888-EXPERIAN (397-3742)

Trans Union (www.transunion.com)
P.O. Box 1000
Chester, PA 19022
1-800-916-8800

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